OUR CORE PRINCIPLES
TARGET GROUP ORIENTATION-
Our marketing strategy are designed to attract the largest group of micro, small and medium sized enterprises (MSMES) as well as general lower income clientele who are often overlooked by other commercial financial institution.
HIGH QUALITY PRODUCT AND SERVICES
We set high standards with regards to our product portfolio. Our level of customer focus, efficiency and speed of the services we provide. We concentrate in the market segment which is currently under-served by commercial banks and other financial institutions.
EFFICIENCY AND STANDARDIZATION
We process efficiency in order to compensate for the initial low transaction volumes through streamlines operational structures, high degree of standardization at both the product and process level as well as a reliable and effective information management system.
We follows prudential standard, regard to accounting financial policy and risk management. We institute conservative principle with respect to capital adequacy, liquidity holding, portfolio diversification, asset-liability management, credit limits and provisioning.
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