Services

OUR SERVICES & PRODUCTS

We offer several products and services to our various customers.

Current account

Current Accounts for individuals and joint accouns
Current Accounts for groups, Organizations and Societies
Current account for churches
Current Accounts for enterprises, Partnership and sole proprietorships
Current Accounts for companies
Requirements: Two passport photos, means of identification, Two references and utility bill.

Ordinary savings account

Initial deposit from N1000
Monthly interest applies
Requirements are : 3 passport photos, means of id, u-bill

Salary Account:

(Either savings or current account. Enjoy salary advance and passport photos reference from employer).

Salary Advance
Personal Loans
Group Loan scheme
Hire Purchase Financing

Group Savings Account

Open accounts in the name of a group initial deposit of N5000. Normal savings interest applies. Receive transaction alerts and statements.

Daily savings Account

Open an an account with as little as N100
The banks officers who will make daily visits to customers
Save as much as you can daily or weekly
Passbooks wil be used to keep records of transactions
Requirements is two passport photos
Target is market women, artisans, trades and hardwork groups

Retirement Savings Account

Savings today for a beautiful retirement. Every active person prepares for old age.

Target Savings Account(Edmas account)

For House rent, Christmas and ITO Ogbo Savings.

Salary Account

Either savings or current account. Enjoy salry advance and passport photos reference from employer.

Salary Advance: Providing loans to salary earners.
Personal Loans: Providing loans for personal needs.
Group Loan scheme: Provide finance to businessmen & women in a group, collective/individual guarantees.
Hire Purchase Financing: For small and medium scale Ebtrepreneurs, transporters, okada riders, keke riders, taxi drivers and others (Commercial assets).

Fixed Deposit Account

Six months/one year deposit, three months deposit, two months deposit, etc. interests at higher rates

Credit Products

Property Acquisition Funding Facilities offers an accessible range on consumer range on consumer loans to enable you have the quality of life that you desire today.

Credit Products

Initial deposit from N1000
Monthly interest applies
Requirements are : 3 passport photos, means of id, u-bill

Property Acquisitions account

Save for a particular need over a target time
Make deposits daily or weekly
Withdrawal before target time is discouraged
Interest paid for up to six months target is above normal savings rate
For property acquisition target, bank grants loan up to 50% of target
Requirement is two passports photos
Target is self-employed, petty traders, handiwork group, barrow pushers, market women, artisans, civil servants.

LPO and Contract Financing

We equally give loans to various categories of customers like: Traders, Business owners Entrepreneurs, Market women, Farmers, Wheel Barrow Operators, Barbers and Hair Dressers and School Teachers.

Correspondent Banking

With our corresponding banking services our customers can now conveniently deposit into their account with us. This service extends to the reach of banking services beyond the limit of our existing branch network by leveraging an existing infrastructure of other institutions and commercial banks in the country.